Free Divorce Financial Disclosure Checklist

Gathering the right financial documents before completing your financial affidavit — or responding to discovery requests — can make a significant difference to how smoothly the process goes.

Our free checklist covers nine categories of financial records commonly required in divorce proceedings, including income, bank accounts, investments, retirement funds, real estate, business interests, cryptocurrency, debts, and monthly expenses.

What the Checklist Covers

The checklist is organised into nine sections, each covering a different category of financial records. Each section includes a completion checkbox so you can track your progress as you work through it.

• Income Documents — pay stubs, tax returns, 1099s, business income, Social Security, trust distributions, and all other income sources
• Bank and Financial Accounts — checking, savings, money market accounts, and any offshore or international accounts
• Monthly Expense Records — housing, transport, food, healthcare, childcare, and all regular outgoings
• Investment and Retirement Accounts — brokerage accounts, 401(k), IRA, pension, deferred compensation, and annuities
• Real Estate — mortgage statements, deeds, appraisals, and investment or rental property records
• Business Interests — business tax returns, bank accounts, profit and loss statements, shareholder agreements, and valuations
• Cryptocurrency and Digital Assets — exchange accounts, transaction histories, hardware wallets, and tax reports
• Debts and Liabilities — credit cards, loans, student debt, car finance, and business liabilities
• Other Assets and Property — vehicles, valuables, life insurance, trusts, estate interests, and gifts or inheritances

The checklist also includes a final summary page — a quick completion review to confirm everything is in order before you submit your financial affidavit or respond to discovery requests.

Who This Checklist Is For

This checklist is designed for anyone preparing for the financial disclosure stage of divorce — whether you are completing a financial affidavit for the first time, responding to formal discovery requests from your spouse’s attorney, or simply trying to understand what documents you need to locate and organise.

It is particularly useful if your finances include business interests, cryptocurrency, retirement accounts, or international financial activity — areas where document requirements can be more complex than standard disclosure processes are designed to handle.

How to Use It

Download the PDF and work through each section. Tick the box next to each document once you have located or obtained it. When all items in a section are complete, tick the Section Complete box at the top of that section.

Not every item will apply to your situation — focus on the sections most relevant to your financial circumstances. If you are unsure about any item, discuss it with your attorney before completing your financial affidavit.

Important: This checklist is an educational resource only. It does not constitute legal, financial, or tax advice. Requirements vary by state and individual circumstances. Always consult a qualified family law attorney for guidance specific to your situation.

Not Sure How Complex Your Situation Is?

If you are in the early stages of divorce and want to understand which financial factors may be most relevant to your situation, our Financial Disclosure Complexity Calculator can help. Answer a few questions and receive an instant complexity assessment — no personal information required.

Try the Financial Disclosure Complexity Calculator →

Related Resources

• What Is a Financial Affidavit in Divorce?
• Financial Disclosure in Divorce: Complete Guide
• How Divorce Discovery Works
• Common Hidden Asset Red Flags in Divorce

DivorceAudit.com is an independent educational resource. This checklist is provided for general informational purposes only and does not constitute legal, financial, or tax advice of any kind. Laws and requirements vary by jurisdiction. For advice specific to your situation, please consult a qualified professional licensed in your jurisdiction.