By DivorceAudit.com Editorial Team | Reviewed for Accuracy by the DivorceAudit.com Editorial Review Team

Last Updated: June 12, 2026

Educational Tool Only: This calculator measures factors commonly associated with financial disclosure complexity in divorce. It does not detect hidden assets, does not determine whether wrongdoing has occurred, and does not constitute legal, financial, or professional advice of any kind.

About This Tool

Divorce cases involving significant assets, business interests, cryptocurrency, or international financial activity can present more complex disclosure challenges than straightforward cases. This calculator helps you assess the level of financial disclosure complexity in your situation based on factors that attorneys and forensic accountants commonly consider.

Answer each question as accurately as you can. Your results are not stored, shared, or transmitted anywhere.

1. How long have you been married?

Select marriage duration

2. What is the estimated combined marital net worth?

Include all assets — property, investments, pensions, business interests, and digital assets.

Select estimated net worth

3. Is there any cryptocurrency involvement?

Bitcoin, Ethereum, or any other digital assets held by either spouse.

Select cryptocurrency status

4. Is there any international financial activity?

Foreign bank accounts, overseas property, international business interests, or offshore transfers.

Select international activity level

5. Does your spouse own or control a business?

Select business ownership status

6. Have you noticed any of the following warning signs?

Select all that apply. These are common indicators of financial disclosure complexity — not proof of wrongdoing.

Missing or inaccessible financial documents Unexplained account activity or transfers Large or unusual cash withdrawals Sudden account secrecy or changed passwords Unusual cryptocurrency activity Offshore or international transfers Inconsistent or incomplete financial disclosures Unknown or undisclosed investment accounts

⚠️ Please answer all five questions before calculating your result.

What Your Score Means

Your score reflects the number and weight of factors commonly associated with financial disclosure complexity in divorce — nothing more. A high score does not prove that assets are being hidden. A low score does not guarantee that all assets have been disclosed.

This tool is designed to help you understand your situation better and ask more informed questions when speaking with qualified professionals.

Next Steps

Depending on your result, these guides are the most useful next steps:

Identify specific red flags: Review our comprehensive list in Signs Your Spouse Is Hiding Assets.
Understand the legal tracking process: Learn how attorneys request documents in our overview of How Divorce Discovery Works.
Evaluate investigative costs: See how asset tracing professionals structure their fees in Forensic Accountant Divorce Cost.
Review court penalties: See how judges handle non-compliance in The Consequences of Hiding Assets in Divorce.
Trace digital assets: Learn how cryptocurrency is identified and disclosed in How to Find Hidden Cryptocurrency in Divorce.
Understand international accounts: See how foreign financial accounts are handled in Offshore Accounts and Divorce.
Browse all resources: Explore the full library on our Resources page.

Important Disclaimer

This calculator is an educational tool only. Results are based solely on the answers you provide and do not constitute legal, financial, or professional advice. No attorney-client relationship is formed by using this tool. DivorceAudit.com makes no representations about the accuracy or completeness of any result. For advice specific to your situation, please consult a qualified professional licensed in your jurisdiction.